Bring the Kelebek Effect Home! Enjoy up to 15 months of installments at 0% interest with Tom Bank's "Hadi Alışveriş" Loan. Visit our stores today!
**Bring the Kelebek Effect Home with Tom Bank's "Hadi Shopping Loan"!**
Enjoy up to 15 months of installments with 0% interest. Visit our stores today and take advantage of this exclusive offer.
**Campaign Terms & Conditions**
• This campaign enables customers who obtain financing through Kelebek Furniture stores to benefit from long-term financing. Customers who meet the specified conditions will receive a refund of the financing profit share (interest equivalent) charged on their installments.
• Customers using financing under this campaign will receive a cash refund equal to the profit share amount (including applicable taxes) included in their monthly installment, provided that they fulfill the requirements of the "TOM Bank Hadi Winners Club Mini Package" throughout the financing term and make all installment payments on time. Refunds will be credited to the designated current account linked to the financing on the last day of the relevant month.
• The campaign is valid until **March 31, 2026**.
• The campaign applies to financing provided through participating dealers for amounts between **TRY 1 and TRY 150,000**.
• The current monthly profit share rate for financing is **4.99%**.
• An allocation fee of **0.5% of the financing amount**, plus **15% Banking and Insurance Transactions Tax (BSMV)** on this fee, will be charged to the customer. These charges are not refundable under the campaign.
• Each customer may benefit from the campaign only once.
• Installment deferral is not available under this campaign.
• Customers participating in the campaign will receive an SMS containing campaign details. If the SMS is not received, information can be obtained from the TOM Bank Hadi Customer Service Line at **0850 399 36 36**.
• To qualify for refunds, customers must meet the requirements of the TOM Bank Hadi Winners Club Mini Package. During the campaign period, customers must either:
* Maintain an Active Mega Daily Account every day, or
* Have a monthly credit card statement balance of TRY 200,000 or more.
Meeting either requirement is sufficient to satisfy the package conditions.
• **Active Mega Daily Account:** Customers who maintain a balance above the applicable minimum threshold in their Mega Daily Account throughout the relevant month are considered Active Mega Daily Account holders. The current minimum balance requirement is TRY 15,000. For example, customers maintaining at least TRY 15,001 in their Mega Daily Account at the end of each day between 01/02/2026 and 28/02/2026 will qualify. Account thresholds and minimum balance requirements may change periodically. Responsibility for complying with revised minimum balance requirements begins in the month following such changes.
• **Credit Card Statement Requirement:** Customers whose Hadi Credit Card statement balance is TRY 200,000 or more will be deemed to have satisfied this condition until the next statement period. For example, a customer with a statement balance of TRY 200,000 or more on January 25, 2026, will qualify for the Mini Package throughout February 2026.
• Monthly financing installment payments must be made on time. Late payments will result in the loss of the refund entitlement for the relevant month.
• If multiple installments are paid within the same month, only the profit share and taxes related to the installment due in that month will be refunded. No refunds will be provided for additional installments paid within the same month. Any applicable early payment discounts will be applied to the relevant installment.
• Customers must pay the full installment amount specified in the payment schedule. Partial installment payments do not qualify for refunds.
• Refunds will be credited to the customer's active Turkish Lira current account. If no active current account exists at the time of the refund, no refund will be made.
• Financing agreements subject to partial prepayment, early settlement, or closure due to the return of all purchased products will be excluded from the campaign as of the month in which the transaction occurs.
• TOM Bank reserves the right to determine financing and credit card limits in accordance with its internal policies.
• TOM Bank reserves the right to modify, suspend, or terminate this campaign at any time without prior notice.
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